Insurance for Design-Build Contractors
Proud member of Master Builders Association of King and Snohomish County
With Over a Century of Combined Expertise
We protect thousands of homes and businesses by educating our customers on the policies they need, working with multiple insurance providers to find the right coverage within their budget, and delivering real solutions for real people, exactly when they need them.
Julie Janowicz, CRIS
Insurance Advisor
Phone: 425-967-5302
E-mail: Julie@dcigi.com
Co-Chair of Professional Women in Building Council
Specialized insurance guidance for integrated design & construction firms — built for the way design-build actually works.
Design-build firms don’t fit neatly into traditional contractor insurance boxes. When design responsibility and construction execution live under one roof, coverage gaps appear quickly — often without anyone realizing it until a claim hits.
At Diamond Cut Insurance, we specialize in insurance for design-build contractors across Washington State, helping firms protect both sides of the work: design risk and construction risk. Our role is to make sure your insurance program matches your delivery model, not just your license type.
Why Design-Build Requires Specialized Insurance
Design-build firms face exposures that standard general contractor policies often overlook, including:
- Blurred lines between professional and construction liability
- Contractual risk tied to integrated delivery
- Coordination issues between designers, engineers, and trades
- Claims where responsibility is shared — or disputed
Without intentional structuring, this can leave firms exposed to uncovered claims, coverage disputes, or costly defense gaps.
That’s why working with an insurance advisor who understands design-build insurance in Washington matters.
Coverage Areas We Focus On
While every firm is different, design-build contractors often require a carefully coordinated approach to:
- General Liability Insurance
- Professional Liability (including design-build–specific structures)
- Builders Risk
- Umbrella / Excess Liability
- Contractor’s Pollution Liability
- Subcontractor risk transfer & additional insured alignment
Our focus isn’t selling policies — it’s aligning coverage so the entire program works together.
Washington-Based Expertise
Washington’s regulatory environment, contracting standards, and construction risk landscape are unique. We work with design-build firms throughout Washington State, including Seattle, the Puget Sound region, and beyond.
We are also a proud member of the Master Builders Association of King and Snohomish County, staying closely connected to the construction community we serve.
Who We Work With
We commonly partner with:
- Design-build general contractors
- Integrated architecture & construction firms
- Commercial and residential design-build companies
- Growing firms transitioning from traditional GC to design-build delivery
Whether you’re refining an existing program or restructuring coverage as your firm evolves, we bring clarity to the process.
Let’s review your design-build insurance program.
If you’re a design-build contractor in Washington and want to confirm your coverage truly reflects how your firm operates, we’re happy to help.
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